You Protect Their Home. Now You Can Protect Their Family.
Your clients already trust you with their property. Add life and disability insurance to your offering — without getting licensed or hiring staff.
Why P&C Agents Choose Eleos
No Life License Required
We handle all life insurance licensing and compliance. You stay focused on P&C — we manage the life side.
Your Brand, Your Clients
White-labeled platform with your agency's logo. Clients see you as the provider — we stay behind the scenes.
New Revenue, Zero Overhead
Earn commission on every life policy without hiring staff or learning new systems. Passive income from your existing book.
The Missing Piece in Your Client Conversations
You've protected their car and their home. Now help them protect what matters most — their family's financial future.
Term Life Insurance
Affordable coverage for 10-30 years. The natural next conversation after auto and home insurance.
- Flexible terms from 10-30 years
- Lower premiums than whole life
- Coverage amounts from $100K to $10M+
- Instant issue options available
Whole Life Insurance
Lifelong protection with guaranteed cash value growth. Premium offering for clients who want more.
- Lifetime coverage guarantee
- Cash value accumulation
- Fixed premiums that never increase
- Tax-advantaged growth
Disability Insurance
Income protection if illness or injury prevents working. Protects their ability to pay for that home and car.
- Up to 70% income replacement
- Short & long-term options
- Own-occupation coverage available
- Benefits paid directly to client
Want to see how your clients will experience it?
Try the Client ExperienceGive Clients Value They Can Use Today
Every policy includes wellness perks from day one — keeping your agency top-of-mind between renewals.
Virtual Primary Care
24/7 access to licensed doctors via video or phone. Prescriptions, diagnoses, and medical advice from home.
Online Physiotherapy
Virtual physical therapy sessions with certified therapists. Personalized exercise plans for recovery.
Funeral Concierge
Compassionate support during difficult times. We handle arrangements so families can focus on what matters.
Launching February 2026
We Do the Work. You Earn the Commission.
A turnkey life insurance solution built for busy P&C agents
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Simple Referral Process
Share a link during your P&C conversations. No complex systems to learn — start earning immediately.
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We Handle Everything
Applications, underwriting, policy delivery, claims — we manage it all. You focus on your P&C book.
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Monthly Commission Checks
Earn on every policy sold through your referrals. Track everything in real-time through your dashboard.
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Natural Cross-Sell
Life insurance fits perfectly into your existing client conversations. Protect the family behind the policy.
Want to know how much you could earn?
Calculate Your EarningsGet a Free AI Chat Assistant for Your Website
AgentDesk Chat answers client questions 24/7 — so you never miss a lead. Custom-branded to match your agency, set up in minutes.
- 24/7 automated customer support
- Custom branding to match your agency
- One line of code to install
- Completely free — no credit card required
Add Life Insurance to Your Agency in Days
A simple process that won't disrupt your P&C business
Quick Partnership Agreement
Straightforward terms with no hidden fees. We succeed when you succeed.
Share Your Brand Assets
Send us your agency logo and colors. We'll create your co-branded experience.
Get Your Referral Link
Share with clients during renewals, new business, or anytime the conversation fits.
Start Referring
Mention life insurance in your P&C conversations. Clients trust you already.
Earn Passive Income
Track referrals and commissions from your dashboard. Payments monthly.
Ready to Add Life Insurance to Your P&C Agency?
Schedule a call to learn how Eleos can help you earn more from your existing book.
Frequently Asked Questions
Do I need to get my life insurance license?
No! That's the whole point. We hold all necessary licenses and handle compliance. You refer clients — we handle everything else.
How does this work with my existing P&C book?
Perfectly. Life insurance is a natural add-on to auto and home conversations. You're already trusted — now you can offer complete protection.
Is Eleos an insurance carrier?
No, Eleos is a digital life insurance producer partnering with A-rated carriers. We handle administration so you can focus on P&C.
Will you market to my clients?
Never. Your clients are yours. We provide the platform — all communication is through you or co-branded with your agency.
What products can I offer?
Term Life Insurance (10-30 year terms), Whole Life Insurance (permanent coverage with cash value), and Disability Insurance. All from A-rated carriers.
How do I get paid?
You earn commission on every policy sold through your referrals. Commissions are paid monthly with full transparency. No quotas or minimums.
How quickly can I start?
Most agents go live within 48 hours. Sign our agreement, share your brand assets, and we'll set up your co-branded experience.
Turn Every P&C Client into a Life Insurance Opportunity
Join P&C agents who are earning passive income by offering life insurance to clients who already trust them.
Get Started Now