White-Labelled Life & Disability Insurance for Employee Navigator
Embedded directly into your existing benefits flow.
Why Employee Navigator Brokers Partner with Eleos
Embedded & White-Labeled
A fully digital experience under your brand. Works alongside Employee Navigator without disrupting your workflow.
Own the Employee Relationship
Individual policies mean employees come to you — not HR — for their coverage. Build lasting relationships that survive job changes.
Higher Commissions, Zero Admin
Individual policies pay significantly more than group. We handle everything — you collect the commission.
Individual Policies That Outperform Group Plans
Complement your Employee Navigator benefits with individual coverage that delivers what group plans can't.
Term Life Insurance
Portable coverage employees own forever. No re-qualifying when they change jobs, no employer dependencies.
- Portable — moves with the employee
- Coverage amounts up to $10M+
- Instant issue options available
- Guaranteed level premiums
Whole Life Insurance
Permanent protection with guaranteed cash value. A wealth-building benefit employees control completely.
- Lifetime coverage guarantee
- Cash value accumulation
- Fixed premiums that never increase
- Tax-advantaged growth
Disability Insurance
True own-occupation coverage with tax-free benefits. The protection high-earners actually need.
- Own-occupation definition
- 100% tax-free benefits
- Non-cancelable guarantee
- Stack on top of group plans
Free Perks That Keep You Top-of-Mind
Every policy includes wellness benefits employees can use immediately — building loyalty to you, not their employer.
Virtual Primary Care
24/7 access to licensed doctors via video or phone. Prescriptions, diagnoses, and medical advice from home.
Mental Health Support
Confidential counseling and therapy sessions. Support for stress, anxiety, and life challenges.
Online Physiotherapy
Virtual physical therapy sessions with certified therapists. Personalized exercise plans for recovery.
Launching February 2026
Why Individual Beats Group
The advantages your clients' employees actually care about
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Tax-Free Disability Benefits
Individual policies paid with after-tax dollars mean 100% tax-free benefits. Group plan benefits? Taxable income. Massive difference when they need it.
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True Portability
Group coverage dies when they leave. Individual policies go with them — no re-qualifying, no new medical exams, same rates forever.
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Own-Occupation Protection
Individual disability covers their specific job. Group plans often force them to take any job after 24 months. Professionals need real protection.
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Zero HR Burden
No payroll deductions to set up. Policies bill directly to employees. You deliver a valuable benefit without adding to HR's to-do list.
Launch in Days, Not Months
A turnkey solution that works alongside Employee Navigator
Quick Partnership Setup
Simple agreement, no hidden fees. We're aligned with your success.
Brand Your Experience
Share your logo and colors. We build your white-labeled enrollment journey.
Embed Anywhere
Add to your benefits presentations, client portals, or share direct links.
Employees Enroll Digitally
Clean, guided experience. We handle underwriting and policy delivery.
Earn & Grow
Track enrollments and commissions. Build direct employee relationships.
Ready to Offer Individual Coverage?
See how Eleos complements your Employee Navigator practice.
Frequently Asked Questions
How does this work with Employee Navigator?
Eleos is available within Employee Navigator. Individual life and disability can be offered as part of the benefits enrollment experience, with no changes to your existing workflow. We can also support outreach to your existing book of business when needed.
Why would employees want individual over group?
Coverage tailored to their specific needs, and true portability — the policy stays with them when they change jobs.
Is Eleos affiliated with Employee Navigator?
Eleos is an independent partner serving Employee Navigator users. We're not affiliated with Employee Navigator, but we've built our solution to complement their platform.
What products can I offer?
Term Life, Whole Life, and Disability Insurance — all from A-rated carriers. Individual policies with superior terms to group alternatives.
How do commissions compare to group?
Significantly higher. Group pays a small flat percentage. With us you can earn up to 40% of first-year commission without any overhead, and a small % from year 2 onwards.
How quickly can I get started?
Most brokers launch within 48 hours. Sign our agreement, share your branding, and we'll have your white-labeled experience ready.
Better Coverage. Higher Commissions. Lasting Relationships.
Join Employee Navigator brokers who are building direct employee relationships through individual life and disability coverage.
Get Started